Bearing One Another’s Burdens: The Challenge of Health Insurance (Part 1)

Posted by & filed under CGR Staff, Rochester Business Journal.

Kent Gardner“Who sinned, this man or his parents, that he was born blind?” Asked of Jesus by the religious authorities of the day, this question haunts many conversations about social welfare and health policy. Self-reliance—that people should “get what they earn”—is embedded in America’s cultural mythology. In some subtle way, people in poor health must be responsible for their condition and simply have to pay when illness strikes.

This is the moral question underlying health policy: Who should bear the cost of caring for the sick? That we are neither wholly blameless or nor wholly guilty for the state of our health is the Gordian knot we labor in vain to untie. We know that smoking often causes lung cancer and obesity can trigger diabetes. But not all lung cancer comes from smoking and diabetes has other triggers. We’re not willing to deny care to victims of either disease. We admire self-reliance but also sense the injustice in “blaming the victim” for diseases and conditions that have no known link to personal decisions (and some that do). As the Republican Congress and the Trump Administration seek to unwind Barack Obama’s Affordable Care Act (ACA), this “who pays?” question takes center stage. Read more »

What Options are Open to Counties with Nursing Facilities?

Posted by & filed under CGR Staff.

Donald PryorHow’d you like to be a county executive, legislator or member of a board of supervisors and have to decide the future of a financially-troubled county-owned nursing home? Often one of the area’s major institutions and employers, it provides an important community service, even though typically costing the county taxpayers significant amounts of money.  No matter what you decide, you’re likely to be criticized from one or more directions.  That is the unpleasant reality currently being faced by public officials in counties throughout all regions of New York State.

As recently as 2005, more than 40 counties outside New York City owned and operated public nursing homes containing some 9,900 beds.  Now those numbers are closer to 35 counties and 8,100 beds, and those totals are likely to dwindle further over the next few years.  Why the sharp declines in such a short period of time?  Rising costs and declining revenues combine to force county taxpayers to plug steadily-rising deficits. Read more »